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XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments

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XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments

An experimental change would let companies cover the reserve for customer and AI-agent accounts, allowing users to start with stablecoins without first acquiring XRP.

XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments

Source：CoinDesk

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Source：https://www.coindesk.com/tech/2026/10/28/xrp-ledger-developers-propose-creating-wallets-with-zero-xrp-for-stablecoin-payments